Island Loans & Financing Services Limited

Enhancing Lives with Vision.......

Frequently Asked Questions

1.  What do I need to take with me when applying for a loan?
You will need to present the following:
  • Valid Identification (National I.d, Driver's License, Passport)
  • Tax Registration Number (T.R.N)
  • 2 Passport-sized photographs
  • Proof of Address
  • Proof of Income (last 3 pay slips or job letter)
2.  How long does the approval of the loan usually take?
The process may take between 24-48 hours.  Returning customers will usually get the benefit of same day loans while new customer applications may take up to 48 hours.
  3. Can I use my car title as security?
 You may use your motor vehicle as security providing that the vehicle is not older than 15 years.
  4.  I am self-employed, how would I get a proof of income?
If you are self-employed, you will have to request a job letter from a Justice of the Peace. It should include your name, the nature of the job that you perform and an estimated amount of how much you earn per month.

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